Call the police about your identity theft!
Sunday, July 27th, 2008Call the police about your identity theft!
If you’re receiving letters of default on loans or for credit cards from creditors that you know you didn’t open, solicit or apply for, then I urge you to call your local police.
These accusatory late-payment letters are rather insulting aren’t they? Unfortunately, you’re probably the victim of financial identity theft. Your police report will be requested by any bank or business that loaned merchandise or extended credit to your identity thief under your good name. Don’t lose your police report! The police report is very important and will be useful as you straighten out the mess your financial identity thief left for you to clean up.
You’ll be writing notarized affidavits, faxing documents, making photocopies of and mailing copies of utility bills and your drivers license, groveling with the credit bureaus to correct your credit records and spending alot of time coordinating with the inept institutions who extended credit, gave money and possibly merchandise to a total stranger using your credit. You may even get to answer stupid questions like:
“How did the thief get your identity”?
Before answering I’d think to myself, “Well how the !&^% do I know?” My answer was always the same though:
“Ma’am, perhaps you should pose that question to my identity thief”?
You’ll get to do what the identity thief didn’t have to. And that ironically, is prove your identity to your new “debtors”!
In police jargon this type of call is called a “fraud call”.
