Identity Theft Hurts

Household Bank Enabled My Identity Theft

In September of 2002, I received a letter in the mail from Household bank notifying me that my “account is past due”.  It seems that Household Bank approved a credit card for my identity thief.  My identity thief ran up a balance of $7032.68, and once again, I had to prove that someone had stolen my identity and used my name to establish credit. 

I never opened this account and have never been a Household Bank customer.  When I corresponded with the Household bank investigator, I mailed a tersely-worded, hand-written letter informing the investigator that my identity thief didn’t have to prove who he was, so why should I?  I also noted in my passionate letter that I guessed Household Bank was out seven grand and that I wasn’t going to pay a dime on an account I didn’t open.  I included a copy of my police report with the written correspondence.  The case was satisfactorily resolved in my favor and the Household staff were competent and friendly.

Tags: credit identity theft, household bank, identity theft, identity theft hurts, identity theft prevention, identity theft protection, theft of identity

This entry was posted on Sunday, August 3rd, 2008 at 8:56 pm and is filed under Easy Credit. You can follow any responses to this entry through the RSS 2.0 feed. You can leave a response, or trackback from your own site.